*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:#0d2b50;background:#fff;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{text-decoration:none;color:inherit}
:focus-visible{outline:2px solid #d49324;outline-offset:3px}
.wrap{max-width:1460px;margin:auto;padding:0 34px}

/* En-tête */
.top{position:relative;background:#fff;border-bottom:1px solid #eee;z-index:10}
.bar{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;min-height:92px;gap:24px}
.logo{height:62px;width:auto}
.nav{display:flex;gap:38px;align-items:center;font-weight:700;font-size:14px}
.nav a,.langs a{padding:7px 0;border-bottom:2px solid transparent;transition:color .15s,border-color .15s}
.nav a:hover,.langs a:hover{color:#d49324}
.nav a.active,.langs a.active{color:#d49324;border-bottom-color:#d49324}
.langs{display:flex;gap:12px;align-items:center;justify-self:end;font-size:13px;font-weight:700}
.langs span{color:#aaa}
.mmenu{display:none}

/* Hero */
.hero{background:linear-gradient(180deg,#f7f9fb 0%,#fff 100%);padding:56px 0}
.hero-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.2fr);gap:56px;align-items:center}
.hero-copy{padding:0}
.hero-media img{width:100%;aspect-ratio:2.3/1;object-fit:cover;border-radius:14px;box-shadow:0 18px 40px rgba(8,43,84,.18)}
.eyebrow{color:#d49324;font-weight:800;letter-spacing:2px;font-size:13px;text-transform:uppercase;margin-bottom:10px}
.hero h1,.pagehero h1{font-family:Georgia,serif;font-size:58px;line-height:1.02;margin:16px 0 24px;color:#082b54}
.gold{color:#d89b31}
.rule{width:74px;border-top:3px solid #d49324;margin:20px 0}
.lead{font-size:19px;line-height:1.55;max-width:570px}
.buttons{display:flex;gap:14px;margin-top:28px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:15px 22px;border:1px solid #082b54;font-weight:800;font-size:13px;transition:background .15s,color .15s}
.btn:hover{background:#082b54;color:#fff}
.btn.primary{background:#082b54;color:#fff}
.btn.primary:hover{background:#0d3d73}

/* Sections */
.section{padding:54px 0}
.section.alt{background:#f7f9fb}
.section h2,.pagehero h1{font-family:Georgia,serif;font-size:42px;margin:0 0 12px}
.center{text-align:center}
.center .lead{margin-left:auto;margin-right:auto}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:34px}
.card{border:1px solid #dce3ea;border-radius:12px;padding:28px;background:#fff;transition:box-shadow .2s,transform .2s}
.card:hover{box-shadow:0 10px 26px rgba(8,43,84,.10);transform:translateY(-2px)}
.card-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:20px}
.cnum{font-family:Georgia,serif;font-size:22px;font-weight:700;color:#d49324}
.ico{width:56px;height:56px;border-radius:50%;display:grid;place-items:center;background:#082b54;color:#fff;flex:none}
.ico svg{width:26px;height:26px;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.card h3{font-size:18px;margin:0 0 10px}
.card p,.body p,.body li{color:#52657b;line-height:1.6}
.card p{margin:0}
.num{width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:#082b54;color:#fff;font-weight:800;flex:none}

.approach{background:#062b52;color:#fff}
.approach h2{color:#fff}
.steps{display:grid;grid-template-columns:repeat(6,1fr);gap:14px;margin-top:30px}
.step{border-top:1px solid #d49324;padding-top:18px}
.step b{font-size:18px}
.step p{color:#dbe5ef;font-size:14px;line-height:1.45}

.pagehero{padding:62px 0 38px;background:#f7f9fb;border-bottom:1px solid #e4e9ee}
.body{max-width:1100px}
.body h2{font-family:Georgia,serif;font-size:32px;margin-top:42px}
.body h3{font-size:22px;margin-top:30px}
.service-row{display:grid;grid-template-columns:64px 1fr;gap:28px;padding:36px 0;border-bottom:1px solid #dce3ea;align-items:start}
.service-row .num,.service-row .ico{width:64px;height:64px}
.service-row .ico svg{width:30px;height:30px}
.service-row h2{margin:4px 0 10px;font-family:Arial,Helvetica,sans-serif;font-size:29px}
.service-row p{margin:0}

.form{display:grid;grid-template-columns:1fr 1fr;gap:16px;max-width:850px}
.form label{font-weight:700;font-size:14px}
.form input,.form select,.form textarea{width:100%;padding:13px;border:1px solid #cbd5df;border-radius:4px;margin-top:7px;font:inherit;background:#fff}
.form textarea{height:150px;resize:vertical}
.full{grid-column:1/-1}

.footer{background:#041f3d;color:#dce7f2;padding:32px 0}
.footer .wrap{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:13px}
.footer a{margin-right:20px}
.footer a:last-child{margin-right:0}
.footer a:hover{color:#d49324}

@media(max-width:1100px){
 .steps{grid-template-columns:repeat(3,1fr)}
 .hero h1,.pagehero h1{font-size:48px}
 .hero-grid{gap:36px}
}
@media(max-width:900px){
 .bar{grid-template-columns:1fr auto auto;min-height:76px;gap:16px}
 .logo{height:52px}
 .nav{display:none}
 .mmenu{display:block}
 .mmenu summary{list-style:none;cursor:pointer;width:44px;height:44px;display:grid;place-items:center;border:1px solid #dce3ea;border-radius:8px}
 .mmenu summary::-webkit-details-marker{display:none}
 .mmenu summary svg{width:22px;height:22px;stroke:#082b54;stroke-width:2;stroke-linecap:round;fill:none}
 .mmenu[open] summary{background:#f7f9fb}
 .mmenu nav{position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid #eee;box-shadow:0 12px 24px rgba(8,43,84,.08);display:flex;flex-direction:column;padding:8px 20px 16px}
 .mmenu nav a{padding:14px 0;border-bottom:1px solid #eef1f4;font-weight:700;font-size:15px}
 .mmenu nav a:last-child{border-bottom:0}
 .mmenu nav a.active{color:#d49324}
 .wrap{padding:0 20px}
 .hero{padding:36px 0}
 .hero-grid{grid-template-columns:1fr;gap:32px}
 .hero h1,.pagehero h1{font-size:42px}
 .section h2{font-size:34px}
 .cards{grid-template-columns:1fr}
 .steps{grid-template-columns:1fr 1fr}
 .form{grid-template-columns:1fr}
 .full{grid-column:auto}
 .service-row{grid-template-columns:48px 1fr;gap:18px}
 .service-row .num,.service-row .ico{width:48px;height:48px}
 .service-row .ico svg{width:22px;height:22px}
 .service-row h2{font-size:22px;margin-top:2px}
 .btn{width:100%}
}
@media(max-width:520px){.steps{grid-template-columns:1fr}}
/* Touches discrètes aux couleurs du Luxembourg */
.top::before,.footer::before{content:"";position:absolute;left:0;right:0;height:6px;background:linear-gradient(#ed2939 0 33.34%,#fff 33.34% 66.67%,#00a1de 66.67% 100%)}
.top::before{top:0}
.footer{position:relative}
.footer::before{top:0;opacity:.9}
.hero .eyebrow::before{content:"";display:inline-block;width:22px;height:14px;margin-right:10px;vertical-align:-2px;border-radius:2px;background:linear-gradient(#ed2939 0 33.34%,#fff 33.34% 66.67%,#00a1de 66.67% 100%);box-shadow:0 0 0 1px rgba(8,43,84,.18)}
.pagehero .eyebrow::before{content:"";display:inline-block;width:22px;height:14px;margin-right:10px;vertical-align:-2px;border-radius:2px;background:linear-gradient(#ed2939 0 33.34%,#fff 33.34% 66.67%,#00a1de 66.67% 100%);box-shadow:0 0 0 1px rgba(8,43,84,.18)}
.step:nth-child(1){border-top-color:#d49324}

/* V19 — ajustements visuels */
.pagehero .wrap{max-width:1100px}
.notice{display:grid;grid-template-columns:28px 1fr;gap:16px;align-items:start;margin-top:44px;padding:22px 26px;background:#fbf6ec;border:1px solid #f0dfbf;border-left:4px solid #d49324;border-radius:10px}
.notice svg{width:26px;height:26px;fill:none;stroke:#d49324;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;margin-top:1px}
.notice p{margin:0;color:#3d5168;font-size:15px;line-height:1.6}
.notice strong{color:#082b54}
.service-row:last-of-type{border-bottom:0}
.step{border-top-width:2px}
.step b{display:block;margin-bottom:2px}
.footer .wrap{align-items:center}
@media(max-width:900px){
 .card{padding:22px}
 .card-head{margin-bottom:14px}
 .ico{width:48px;height:48px}
 .ico svg{width:22px;height:22px}
 .notice{grid-template-columns:22px 1fr;gap:12px;padding:18px}
 .notice svg{width:22px;height:22px}
 .section{padding:44px 0}
}

.form-hint{margin:4px 0 0;font-size:14px;color:#5b6b7d}.form-hint a{color:#082b54;font-weight:600}.form-hint.err{color:#b3261e}

/* V20 – contact */
.contact-card{display:flex;flex-direction:column;gap:4px;margin:0 0 28px;padding:20px 24px;background:#f3f5f8;border-left:4px solid #d49324;border-radius:10px}
.contact-label{font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:#d49324;font-weight:700}
.contact-mail{font-size:22px;font-weight:700;color:#082b54;text-decoration:none;word-break:break-all}
.contact-mail:hover{text-decoration:underline}
.contact-sub{font-size:14px;color:#5b6b7d}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;opacity:0}
.form-hint.ok{color:#1e7b3a;font-weight:600}
.footer a{color:inherit}
.contact-card{max-width:780px}